Online Banking | Banking Services | South Carolina Federal (2024)

Online Banking gives you more control of your finances, all the time.

Anytime convenience

Take care of financial matters whenever your schedule allows.

Better organization

View all of your transactions easily and at-a-glance.

Time-saving features

Transfer money, pay bills, and more with just a few clicks.

Unlock the potential of Online Banking for your personal finances.

When you in enroll in Online Banking from South Carolina Federal Credit Union, you gain an advantage. You save time on financial tasks and you get peace of mind knowing everything is in order. Take a look at everything Online Banking offers through this demo or video tour.

My Credit Score

Zelle®

This fast and safe service lets you send and request money with friends, family, and others you trust2, all within Online Banking1.

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Manage Your Cards

More power. More peace of mind. From Online Banking, you can track your spending, turn your cards on/off, set spending limits, access your card 24/7, and more. Simply log in to Online Banking and click on "Manage Cards" to get started.

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Alerts

Know exactly when activity occurs on your account by enabling alerts to your phone or email address.

Bill Pay

Manage your bills within Online Banking by making one-time payments or scheduling recurring payments.

Transfers

Quickly transfer money between checking, savings, credit card, and loan accounts, whether with South Carolina Federal Credit Union or other financial institutions.

eStatements

Receive your monthly statements electronically for better security and quicker access.

ACH Stop Payment Form

This is for ACH stop payments only. For check stop payments, please log into online banking.

Be more mobile*! Tap into Mobile Banking and use our app to manage your money anywhere you go*.

Do it all online.

Enroll Now

Online Banking | Banking Services | South Carolina Federal (1)

Frequently
asked questions

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To sign up for Online Banking, click on "Login" at the top of the screen, then click on "First Time User", and follow the prompts.

To sign up for Mobile Banking, download the app from the App Store or Google Play by searching for "South Caroline Federal Credit Union." If you already have an Online Banking User ID and password, you can use it to log in. Or, click on "enroll now" to establish a User ID and password.

If you forget your User ID and/or password, you can use the "Recover User ID" and/or "Forgot Password" tools located just under the login area. These tools can also help if you become locked out of your account due to too many invalid login attempts.

If you are unable to access Online Banking, try using the "Forgot Password" tool. You will then be prompted to create a new password. If you are still unable to access Online Banking, we recommend visiting a financial centerorcontacting us for additional assistance.

If you are able to log into Online Banking, follow these steps to change your username:

  • Click on "Settings."
  • Click on "Profile."
  • Click on "User ID."
  • Enter your new User ID.
  • Confirm your new User ID.
  • Click "Save."

If you are unable to log into Online Banking but would like to change your user ID, please visit a financial centerorcontact us.

To change your password in Online Banking:

  • Click on "Settings."
  • Click on "Profile."
  • Click on "Password."
  • Enter your current password.
  • Enter your new password.
  • Confirm your new password.
  • Click "Save."

To change your password in Mobile Banking1:

  • Click on "More."
  • Click on "Change password."
  • Follow the prompts.

Please note that, for security purposes, you may be prompted to receive a one-time passcode when making this type of change to your account. You can choose to receive the passcode via text message or phone call. Like all passwords, it is important to keep your Online and Mobile Banking1 password confidential.

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Online Banking | Banking Services | South Carolina Federal (2)

Remote deposit gets money in your account faster.

Deposit checks simply by using the camera on your phone or tablet to photograph the front and back of your check.

Mobile Banking

*

All of our Mobile Banking products require an Online Banking login, a data plan with a wireless provider, and in some cases, enrollment into Bill Pay. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service.

1

Terms and conditions are available through Online Banking and must be agreed to before use.

2

U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Must have a bank account in the U.S. to use Zelle®.

Online Banking | Banking Services | South Carolina Federal (2024)

FAQs

Does South Carolina Federal use Zelle? ›

It's easy — Zelle® is already available within Online Banking through "Pay Bills" and Mobile Banking through "Transfer and Pay"! Check our app or log into Online Banking and follow a few simple steps to enroll with Zelle® today.

Can anyone join South Carolina Federal Credit Union? ›

You can join through family relationships, employers, geographic areas, or military or member associations. You can simply become a member of the South Carolina Federal Credit Union Foundation via a one-time $5.00 membership fee.

How do I check my SCFCU balance? ›

Text any of the following commands/keywords to 898265 to receive information about your accounts: BAL = Account balances. HIST + texting nickname (ex. HIST Checking) = Account history.

Who owns South Carolina Federal Credit Union? ›

South Carolina Federal is a multiple common bond credit union. Credit unions are owned and governed by the people who use its services. Those people are called "members" and each member is an equal owner of the institution.

Is Cash App a federal bank? ›

*Cash App is a financial services platform, not a bank. Banking services and FDIC Insurance provided by Cash App's bank partner(s). With a Cash App Card, your funds are FDIC-insured through our partner banks, Wells Fargo Bank, N.A. and Sutton Bank, Members FDIC, for up to $250,000 per person.

What is the downside of using Zelle? ›

Unlike many money transfer apps, Zelle does not charge a fee for instant transfers. Zelle transfers are generally secure, but the app does carry risks, including the risk of glitches at banks that can affect money transfers.

How to open account at South Carolina Federal Credit Union? ›

How do I open an account? You can open an account by visiting a financial center, calling (800) 845-0432, or online. To view Checking account options and learn more, click here. To view Savings account options and learn more, click here.

What is the difference between a federal credit union and just a credit union? ›

Credit Unions are the only democratically run financial institution. A federal credit union is member-owned and controlled. Member's interests are represented by a volunteer board of directors drawn from the membership and elected by the membership.

Is South Carolina Federal Credit Union FDIC insured? ›

The National Credit Union Administration (NCUA) protects members' funds up to $250,000, the same as Federal Deposit Insurance Corporation (FDIC) insurance at a bank. We are part of the Allpoint Network of more than 55,000 surcharge-free ATMs worldwide, giving you convenient access to your money wherever you travel.

Can I check my balance online? ›

You can get a current view of your finances by visiting the bank's website or mobile app. An ATM visit, phone call or bank statement are other convenient ways to check your balance. If you prefer to speak with someone in person, you also have the option of talking to a bank teller.

What bank is routing number 253278401? ›

South Carolina Federal's routing (MICR) number is 253278401. Your account number is the second string of characters at the bottom left of your check.

How do I check how much balance my card has? ›

3 ways to check your credit card balance
  1. Check your statement. To see your statement balance, you can review the most recent statement your credit card issuer sent you via email or mail. ...
  2. Log in to your account. ...
  3. Check your credit report.

What is the largest credit union in South Carolina? ›

Founders FCU is the largest credit union in South Carolina, manages over $4.5 billion in assets, and serves over 262,000 members.

Are federal credit unions part of the federal government? ›

Even though they include the word "federal" in their name, federal credit unions (FCUs) are not operated by the federal government. Not only are all of these organizations regulated by the NCUA but they are also insured by the National Credit Union Share Insurance Fund (NCUSIF).

Who bought out South Carolina National bank? ›

Wachovia acquired SCNB, South Carolina's last major independent bank, in 1991. Clark, W. A. The History of the Banking Institutions Organized in South Carolina Prior to 1860. Columbia: Historical Commission of South Carolina, 1922.

Does Zelle work with Federal credit union? ›

If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your Los Angeles Federal Credit Union account, typically within minutes1.

Does Southern Federal Credit Union have Zelle? ›

You can send, request or receive money with Zelle®. To start using Zelle® at Southern Federal Credit Union, you must be enrolled in Bill Pay. If you are not already enrolled in Bill Pay, you can enroll by accessing our website and logging in to Online Banking.

Is Zelle federally regulated? ›

As the federal regulators of the seven banks that own and operate Zelle, as well as the 1,800 depository institutions that participate in the Zelle network, you have authority to supervise their activities to ensure they comply with key consumer protection and AML laws, including the Electronic Fund Transfer Act (EFTA) ...

Can I use Zelle Security Service Federal credit union? ›

Although we are not a Zelle network participant, we are evaluating other payment solutions for...

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