Open a Personal Checking Account Online | PeoplesBank (2024)

Personal Checking Account Options

Searching forbanks in Maryland or Pennsylvania with free checking? PeoplesBank is pleased to offer free Maryland and Pennsylvania personal checking accounts with many added benefits. We have more than 155 years of experience, and we bring all that knowledge to our interactions with you.

We want to give our clients personal checking accounts that work for them. That’s why we offer several checking account options for you to choose from, each withits own unique benefits. Open a personal checking account and have access to Online &Mobile Bankingso you can pay bills, transfer funds, and check account balances on the go!

When we say we offer personal checking in PA and MD, we mean personal checking that works with your unique and specific financial situation. You’ll choose the features that suit your specific needs for a checking account in PA or MD, and we’ll set up the account that meets those needs. Feel free to call us at (717) 846 – 1970 or visit your nearest branch location in PA or MD for more details. We’ll also gladly provide answers to any questions you have about our checking account options.

We want to give our clients the financial options they desire. You can speak with one of our banking professionals about your options and opening up an account.

We have various types of accounts available because we know everyone has different needs. Learn more about our Momentum Checking & Savings and PrimeTime Checking, both of which offer the flexibility and support you demand from your financial tools.

Momentum Checking & Savings

Make spending fun and savings easy with PeoplesBank Momentum Checking & Savings account. Because when you spend you save. Every purchase you make with your checking debit card will be rounded up to the nearest dollar, and the change will be deposited straight into your Momentum Savings account*. It’s like a modern piggy bank, and it can add up to serious savings over time.

The Momentum accounts provide an additional way to save for those who either haven’t prioritized savings or want their reserved funds to grow more quickly.

Other benefits of selecting a Momentum account include:

• Keep up with your financial information electronically. We charge no fee when you opt into our e-statements.
• We waive ATM fees at all non-PeoplesBank ATMs when you use your debit card to take out cash.
• Avoid overdrafts by linking your Momentum Checking and Momentum savings accounts to stop overdraft fees.

PrimeTime Checking

Let your money work for you with a PrimeTime account, which features a variable interest rate that’s compounded and credited monthly. This account does require a $300 minimum balance to avoid a $3 monthly maintenance fee, and one account holder must be at least 50 years of age. It’s a great account for people looking to build retirement savings while enjoying easy checking and for those who are able to keep a little bit of a higher balance in their checking account.

As you get older, you want your savings to grow even faster. The PrimeTime account design considers how financial priorities change as you age. You may have an empty nest or getting ready for travel or retirement. Whatever life stage you’re in, you want a bank account with flexibility, and the PrimeTime account also cuts down on extra fees that can quickly pile up, such as using a non-PeoplesBank ATM.

Additional benefits of a PrimeTime account include:

• Enjoy picking out checks you love at no extra cost. You receive free specially designed, personalized PrimeTime checks.
• Avoid overdraft fees, which can accumulate through a simple miscalculation, by linking to another PeoplesBank account for protection.
• Receive multiple bonuses at no additional cost. You enjoy waived fees for notarized signatures and up to four non-PeoplesBank ATM withdrawals per statement cycle.

*Round-up savings feature may be suspended at the client’s request.